Saturday, July 31, 2010

Does anyone have any advice on how to repair a credit rating?

I am in dire need to repair my credit rating and was wondering if anyone had any advice on how I could go about doing that?Does anyone have any advice on how to repair a credit rating?
Quit using your damn credit cards!Does anyone have any advice on how to repair a credit rating?
if you have bills past due right now or if you have any type of credit start making payments each month for the full minimum amount. the longer you can go without having a 30, 60, or 90 day late payment the better. this shows everyone that you are now starting to be able to make payments ok.





if you don't have credit then you may have to look for a company that is willing to lend you a small amount and then make sure you always pay that loan each month.





fixing credit just takes time. there is no solution that will work overnight.
Pay all your outstanding debts off as soon as possible by making payments above the minimum. Once they're down to zero, use one of your credit cards to make purchase, but them off as soon as the bill arrives. Don't wait for the payment due date. Yes, this takes a while unless you have access to funds that don't need to be repaid, ever, which you can use to pay off the outstanding debts and start right away on the second phase.





I've bookmarked this site...





http://debt.123thebest.info/credit_card.鈥?/a>





Good Luck.
http://www.creditboards.com/forums/





That website is so helpful, everything u need to read and ask is there.





Pay on time


Dispute EVERYTHING in writing


lower balances


do not close accounts with long credit history
This site will help with the dos and don'ts of repairing your own credit.
you can't ';repair'; anything - if there bad marks on your record - they stay there for 7+ yrs. period.


pay your bills on time and pay down your balances
it would help to pay of your debts


simples

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